When you live a long life, the likelihood you’ll need long-term health care is greatly increased. Younger people also need long term care as a result of accidents or illnesses.
Almost 70% of people turning age 65 will need long-term care at some point in their lives1. Many people think the phrase “long-term care” refers to an insurance policy. While insurance may be part of your strategy, long-term care encompasses everything from long-term services and supports and finances, to where you will live and how you will navigate the myriad of legal, family, and social dynamics along the way.
Long-term health care is generally not covered by medical insurance, by Medicare supplement plans or group/employer insurance. For seniors on Medicare, the long-term care benefits can be quite limited.
That is why over 10 million Americans have purchased long-term care insurance1. We offer several LTC solutions including individual plans, asset-based long-term care, and life-insurance-based long-term care. We will work with you to find the best plan for your LTC needs.
1Source: Administration on Aging, U.S. Department of Health and Human Services[/vc_column_text][/vc_column][/vc_row][vc_section][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” parallax=”content-moving” bg_type=”image” bg_image_repeat=”no-repeat” bg_img_attach=”fixed” bg_image_posiiton=”center center” css=”.vc_custom_1624553445874{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #777777 !important;}”][vc_column width=”1/4″][vc_single_image alignment=”center” image=”4239″ el_class=”hvr-grow”][/vc_column][vc_column width=”3/4″][boc_heading color=”#ffffff”]Sign up for a Complimentary Consultation and Book[/boc_heading][boc_heading html_element=”h4″ color=”#ffffff”]SIGN UP TO RECEIVE YOUR FREE COPY[/boc_heading][boc_divider divider_width=”60px” divider_color=”#bfbfbf” margin_top=”0″ margin_bottom=”30px”][contact-form-7 id=”996″][/vc_column][/vc_row][/vc_section]